4# My Monthly Financial Independence Update

The Quick Takeaways

This month savings rate: 67 %

This month leverage: 100 %

Rolling savings rate since February 2016: 55 %

Total value of portfolio: 590.000 DKK (90.000 $)

Years worth of annual expenses: 7

% Change since last month: 7.2 % 

So What The F*** Happen This Month

This month has been a very ambivalent one.

The finance is doing great, my portfolio went up 5 %, and I didn’t have to many expenses this month. That is why the portfolio is up almost 8% since last month. With I think is a significant amount.

I have also changed bank. Now I have an account where I make 5 % interest on the first 50.000 DKK (7.500 $). Which is better than the 0 % I made at my other bank.

I got told by the national team coach in rowing, that they didn’t want me on the 2019 season team. Rowing has been the main focus of my life since 2009. It is tough to do something that much, and then get a message that they will not spent more time on you.

My goal for a long time has been to qualify a boat for the 2020 Olympics. And the situation I’m in now is not very good to accomplish that dream.

It is a very weird feeling something I have been doing for almost 10 years, is maybe coming to an end. And it is not even my own decision. This is not my first time experiencing some resistance in rowing. The other times I have had a similar experience, it has been like gasoline on a campfire. My motivation just went through the roof.

This is first time where I’m questioning the whole thing. I have promised myself not to make any immediate decision. I will stay fit, and show up a bit more in my own rowing club, which is also nice to see all of my old friends. But I’m starting to see for the first time in my life, that there is other things in this life besides rowing.

For the first time in 10 years I’m able to go where ever I want, whenever I want. Which is a very ambivalent feeling. I’m used to having a coach telling me when and where to show up, and suddenly I’m able to do whatever I like. I can imagine this might be the feeling whenever a person has been to jail for long time. What would seem awful to the main public (training 12 times a week or being to prison) ends up being comfortable.

And I still love to work my ass off. But the big question is do I still want to do it 12 times a week, if I can’t be a part of the national team?