The Shop Shelves Mentality

Imagine that you stand in the alley on the picture above.

There are some rubber boots on sale. I know your entire family has at least one pair of rubber boots. But hey! They are on sale.

There is the müsli your spouse love.

And it is friday, so you have to pick up some candy for the kids two.

While we are at the candy alley, lets just buy something nice for the adults too.

Let’s Scale Things Up

What if we replaced the rubber boots with an annual 4 week exotic vacation.

And the müsli is now a new car that your spouse loves so much (bought on credit)

And remember the candy? That is just some nice miscellaneous shopping. That can be the seventh pair of sneakers. Or the third “spring” jacket.

The Product We Don’t See

There is another product on the shelves that most of us don’t put in the basket.

We all want it.

It is the big box of FREEDOM.

The thing is that whenever we don’t pick something from the shelves. We automatically pick the big box that has the big FREEDOM letters across it.

Whenever we don’t pick a 20 $ product, we can reach for the “12 HOURS OF FREEDOM” box. (depending on how frugal you are)

Don’t Sweat the Small Stuff

How to get most bang for the buck is by focusing on these three things:

  • Housing
  • Transportation
  • Food

Don’t try to be nitty gritty about a small purchase if you drive around in a almost new car bought on credit.

Minimize the cost on those three bullet points, and you are already 80 % of the way to become financial independent, and do whatever you like.

Why I Love Going Backward

I have been told that rowing is the only Olympic sport where we cross the finish line backwards. I don’t know if it is true. But I like the idea of doing something different than anybody else.

Our “Normal” Lifecycle

A traditional life would look something like this:

  1. Get born
  2. Go to school
  3. Get an education
  4. Get a decent job (For the next 50 years)
  5. Meet a spouse
  6. Get some kids
  7. Buy a house (We can’t afford)
  8. Buy a car (We can’t afford)
  9. Going on expensive vacations or getting expensive hobbies (Because your kids left the nest)
  10. Retire
  11. Die

The main thing as the we get a ton of debt in our young years in order to pay for a vehicle and a place to live.

But why do we do that?

Is it just because everyone else is doing it?

An “Optimized” Lifecycle

What if we turned our life around?

And started to go backward? Just like in rowing.

Yes – we might ending up being the only ones doing so. But what if it makes more sense?

An optimized lifecycle:

  1. Get borned
  2. Go to school
  3. Get an education
  4. Work (For the next 5 years)
  5. Semi Retire (Either work part time, or seasonal)
  6. Do whatever we like (Travel, start a business, etc)
  7. Meet a spouse and get some kids
  8. Have a 5 year maternity
  9. Buy a place to live (We now can afford)
  10. Buy a vehicle (We again now can afford)
  11. Keep working on projects we love
  12. Die

Can you see the difference?

Just Get To The First 100.000 $

Aim for the first 100.000 $ as fast as possible. Then compound interest is going to make sure that you are going to be more than all right.

From there we can do several things with the portfolio:

No Withdrawal

Work part time, or seasonal. And enjoy that you don’t have to work all day.

In 13 years your portfolio will grow to about 300.000 $, and you can now withdraw 5 % of it (15.000 $) which should would do for a semi frugal person.

Withdraw 3-4% Annual

If we feel like working just a bit less, then we can start withdraw a little bit of the portfolio.

3 % annual will make sure we have some passive income. And that we are more than likely to increase that amount every year.

In 30 years your withdrawals will go from 3.000 $/annual to 7.000 $/annual. (Adjusted for inflation).

And our portfolio will be about 230.000 $ instead. (Adjusted for inflation)

Withdraw 5-7% Annual

We can also withdraw even more. If we really don’t feel like working. Maybe because we are on the road travelling most of the time.

By doing so we are risking the whole portfolio is going to vanish within a couple of decades.

And our withdrawals are less likely to increase from year to year.

If we withdraw 5.5 % annual, we will keep up with inflation. And should be able to withdraw about 6.000 $ annual every single year.

Which can make you live like a king in asia for 6-10 months.

After 30 years our portfolio would still be around 100.000 $ adjusted for inflation.

Freedom When it Makes Sense

It makes sense that we have all (or most) of the time in the world to do whatever we like when we are young.

When there is no kids around we literally take the bag, and go for journey tomorrow. And stay away for the next 5 years. If we feel like it.

Being Around Your Kids When it Makes Sense

The only thing kids needs when they are small is attention from their parents.

When they start in school, their friends starts to be more exciting than the parents. Slowly and steadily the will become more and more independent. And in 18 years they will more or less handle things themselves.

Being around our kids when they are 0 to 5 years is not only nice. But a necessity. They can’t survive without their parents at this stage. So why not maximize the time we spent with them when they are small kids?

Buying Stuff When We Have the Money

If we wait to buy houses and vehicles to when we have the money (thanks to compound interest) makes so much more sense.

Our portfolio should grow at about 7 % annual, while the real estate market will grow the rate of inflation 2-3 %. That’s why we theoretically should come out ahead in the real estate market if we have a medium size portfolio as young.

Vehicles are also getting cheaper every year. And with the environmental problems we have at the moment, I personal don’t feel like contributing to that, by buying a gasoline fueled vehicle.

The Minimalistic Way of: Pancakes

It is time for Wannabe Walden to write about a less critical topic. And how about a “recipe” for the most delicious, yet super simple pancakes?

I have learned this “recipe” from a friend of mine from my rowing club. And I have made them every single day since the first time I got them.

I use them as breakfast, dessert or just a snack.

I freaking love them!

The Ingredients

As rule of thumb, this is the amounts you are going to need for a single person. I just had triple that amount myself, but that was because I was hungry, and I have a hard brazilian jiu jitsu session later today.

For 1 person:

  • 1 Banana
  • 1 Egg
  • 1 Tablespoon of sugar (optional, I crave sugar)

This portion will make you 3-5 small pancakes.

Price

The price of the ingredients are the following:

1 x banana = 2 DKK (0,3 $)

1 x egg = 3 DKK (0,5 $)

1 x tablespoon of sugar = 0,25 DKK (0,05 $)

A portion will cost you = 5,25 DKK (0,85 $)

Mix It

  1. Put a pan on the stove, turn on medium heat and put some tasteless oil on (I use rapeseed oil) or butter.
  2. Take all of the ingredients and mix it in bowl, and mash the whole thing with a fork.

*LIFEHACK* Crack the egg on a flat surface (your kitchen table) instead of the edge of the bowl. You are more unlikely to have egg shells in the mix by doing so.

It is not super important that you get every single banana chunk mashed out. It is okay if it is a bit chunky.

Fry Those Sons of B*tches

Go for medium heat, and give them 2-3 minutes on each side.

They can be pretty hard to turn over if they are to big. What I do is to make three small pancakes at a time.

Like this:

Topping

At the moment I top them off with peanut butter and jelly. My little sister is super allergic to peanuts, so I never had peanut butter as a kid. This has resulted in me having a small addiction to it. But I also like to top them off with nutella or something similar.

Enjoy

Having a boat load of these along with a good cup of black coffee is the best!

7# My Monthly Financial Independence Update

The Quick Takeaways

This month savings rate: 56 %

This month leverage: 0 %

Rolling savings rate since February 2016: 58 %

Total value of portfolio: 673.000 DKK (102.600 $)

Years worth of annual expenses: 6.42

% Change since last month: 3,2 % 

So What The F*** Happen This Month

Big things happen this month.

Both good and bad.

I need to reevaluate on how I’m going to write about it.

But I will write about it, that is for sure!

So stay tuned for some juicy blog posts the coming period.

Not Leveraging

One of the (well maybe two) things that happen to me this month made me stop leveraging. Not that I will ever do it in the nearest future. But as things are right now, I will not be doing it.

What I’m going to do is deleverage a little bit. Not that I’m going to pay off my debts. But I will keep the amount on 200.000 DKK (30.000 $) that I have now. And then invest regular in my stocks. By doing that. My stock allocation should increase a bit each month (if the market stays >0%) which means that my 200.000 DKK will be smaller compared to my stock allocation.

I will tell you why I’m doing that in later blog post.

The First 100.000 $ is a Bitch

Believe it or not.

That is a quote from the famous Charlie Munger. He said it in the book Charlie Munger: The Complete investor.

This month I managed to cross that line.

Yes – I still have some debt. But the debt that I have should be working for me, and not against. I’m still young, and that kind of debt is peanuts against to what I can earn in the nearest future.

And statistics says that if I just leave for a long enough time, it will benefit me.

The first $100,000 is a bitch, but you gotta do it. I don’t care what you have to do—if it means walking everywhere and not eating anything that wasn’t purchased with a coupon, find a way to get your hands on $100,000. After that, you can ease off the gas a little bit.

Charlie Munger

CPH FIRE MEETUP

Is going down this week.

I can feel as the date come closer, the more nervous/excited I get.

But it is a feeling I’m completely familiar with, because of my rowing.

If you want to participate read the details in the last 6# My Monthly Financial Independence Update.

Blog Posts This Month

My Wife Doesn’t Like FIRE?! Answered by Jacob Lund Fisker

I Will Work Till I Die

Want Become a Sponsor for 1 $?

I’m still trying to see if I can make any money out of this blog.

It is not going so well at this stage.

That’s why I have dedicated an entire page to blog sponsors. And you can become the first one for just a single dollar!

Take a look at the page HERE and see all of the awesome benefits you will get!

I Will Work Till I Die

There is a lot of talk in the danish media at the moment about retirement age.

It seems like nobody wants to work till they are 75 years old. (Not even the politicians who makes the rules, and they retire way younger than the rest of the population)

I don’t blame them. Neither do I.

I want work for the rest my life.

“Oh my god?! What did Loui just say?! I thought he wanted to quit as soon as possible?!”

Furious reader

I took part in a documentary where a clever fella named Svend Brinkmann commented on the whole concept of trying to “retire” as early as possible.

He said:

“I don’t think that any people is trying to live a life completely unbounded from everything”

Svend Brinkmann

And I think he has a good point.

I’m an extrovert person. I love being around people. And I love being in exciting projects. The most important thing is that they cannot drain me.

My work needs to be fulfilling, fun and making a difference. And I would like it to be that all the way till the day I die.

Rethinking Work

Why does work has to drain? The vast majority of people I know think work is exhausting, and they would rather be free.

Why can’t we find work that gives our life purpose but without the stress, and lack of energy when we arrive home.

I think one of the major reason of why work is draining us, because we do it to much. Elite sportsmen doesn’t train 8 hours everyday because it doesn’t make sense. If you had to workout for 8 hours a day, the intensity and focus would be so low, that you would have way better results by training 3-4 hours/day. Then we can throw in some interval work, while we are super sharp on the technique.

And I can’t see why work should be any different from sports.

Imagine if you knew that you only had to work from 8 AM to 11 AM.

Would you work differently than you are today?

I think most of us would.

Rethinking Retirement

If you think about it.

Isn’t super weird that we work all of life, and then suddenly we don’t?

If we tell ourself that our work is so meaningful for our existence. That we need to do it for +40 years, why don’t we do till the day that we die?

As I said earlier. I can’t never imagine not being committed to something in my life.

I can still see myself as an 80 year old, fooling around in a rowing club (or something similar). Making sure that everything is ok.

How We Should Work

Let’s just take up work that makes us excited.

We don’t have to sit at desk for for 40 hours/week in order to make a change. In fact, every single one of us is replaceable. We don’t like to think it that way, but it is the truth.

So just take up work that sounds like fun. Do it for a couple of days each week. Or do it a couple of hours each day. And then leave the rest of the day with doing things you love to.

I look at the people who bring out food on their bike and admire their work. It looks like so much fun.

I really do think that we can have a work that we love. But I also think that doing the same thing year in and year out, for the vast majority of the day, can be killer to anything that we like.

In sports it is very acknowledged that in order to become better we need rest. And it needs to be good. The same goes for our working life. And there is no rest in working from 8-4, picking up kids, try not to argue with your spouse and then crash on the couch in front of the tv in order to “rest”, so that we can be ready for the next day.

Rest should be the majority of the time, not the 1 hour crash in front of the tv. In sports it is even normal to have a “rest season” after the olympics. I have never heard of someone who would take every 4th year off from work, just to have a nice time.

Let’s do that instead.

My Wife Doesn’t Like FIRE?! Answered by Jacob Lund Fisker

I love when people is hitting the head on the nail.

And I think that Jacob Lund Fisker really did that the other day in the FIREdanmark facebook group. And is worth sharing with the entire world.

FIREdanmark is a facebook group started by the danish blog Frinans.

That forum is a group of danish people who all have that in common that we would like to live our life to fullest. And claim our freedom from the rat race as fast as possible.

Jacob Lund Fisker is often answering questions in there, but this answer is really worth a blog post for it self.

People is asking a ton of different question, and the other day this question got posted in the group:

My wife doesn’t like the FIRE philosophy. How do I get her onboard with this idea??

And this is here Jacob Lund Fisker came with this awesome answer:

In general FIRE is about changing the mindset about being poor, which the middle class is borned and raised with. Where you income equals what you will be spending. Where social status is equal with how much money you make, and then connects consuming with happiness. Said in a different way, the middle class connects money with limitations. That’s why people is getting panic attacks/emotional whenever you talk about cutting back on spending, because they don’t see what things you are going to get by doing so.

It is a transition that can take many years before you resonate with it, because “You don’t know what you don’t know” when you only have the mindset of limitations. Especially when you are limited in thinking of freedom with what you can afford to buy and what you not can afford.

An example. I once walked by a car dealer and pointed out that I could buy the entire row of cars in cash. Most consumers buy their car on installment, so it was something that made an impression. That I had created an opportunity to buy a car in cash. A car bought with cash is more specific than the account number. Only few can imagine what a million is without having to translate it into something tangible such as 3-4 cars or 15 years without worrying about rent.

The example of the car works because it builds a bridge between poverty mentality and wealth mentality because one still connects a large savings into something that is consumption.

If you have come so far, then the next thing is to “install” a wealth mentality, where it is no longer about which plastic dimes or pleasures one can buy. But much larger “things” such as freedom from stress, freedom to stay where you want, freedom to work or leave, … a really good night’s sleep, time to make healthy food, etc. It is a whole different category than a larger TV or a house with three locks. It is a “mindset” where money is no longer a limitation. Instead, one’s limitation is what one simply has time and personal abilities to. And so it goes far beyond on what one can buy in a store, unless you are absolutely unimaginative. (Which most people are basically … but it can be changed …)

An example. Make one of the spreadsheets with lots of graphs showing how much your consumption is, how much you have saved, and how large your passive income is projected many months into the future from month to month. Highlight the dates when you can stop stressing over bills, downtime, start your own business, go down to zero time, travel constantly or just when you want (without waiting for vacation), stay at a beach hotel in Spain, volunteer in your union, buy houses in cash, change “career” to football judge or motorcycle mechanic, or take care of your children yourself instead of outsourcing. Do what you want with your life now.

Try to create it with different savings rates.

When you have talked enthusiastically about it for a few months … Then do the same for your partner with their numbers and some scenarios: if they save 10%, 50%, …

It is much more convincing to have a specific date in the head (their head) and a dream of traveling around the world or becoming the first Dan in Go … If they take it with poverty mentality, then they hear the limitations of how much / little they must shop, etc. instead of the enormous opportunities that open up in after April 2026.

The only way to “convert” people is simply “show, don’t tell” because otherwise you talk past each other, because of the difference in mentality. And do it quietly.

The biggest challenge is that people who are educated as consumers is not used to dream big enough. That’s what you can try to help them learn.

But remember that they have to dream their own dreams … not just take over.

Thank you Jacob Lund Fisker for such an AWESOME answer.

6# My Monthly Financial Independence Update

The Quick Takeaways

This month savings rate: 59 %

This month leverage: 55 %

Rolling savings rate since February 2016: 56 %

Total value of portfolio: 652.000 DKK (99.600 $)

Years worth of annual expenses: 6.4

% Change since last month: 10,5 % 

So What The F*** Happen This Month

The stock market has been REALLY gentle to me.

Allmost to gentle.

It worries me a bit. It is kind of to good to be true.

I made more money with my investments, than I did at my job.

And a 10,5 % change since last month is just insane.

Less Leverage

Because the market has taken such a huge jump. I have not invested that much this month. In order to stick to my 10 % cash allocation. The other months I have been leveraging 100 % no matter what the market did. This means if had saved 10.000 DKK I would borrow another 10.000 DKK. But that does not mean that I will invest all of 20.000 DKK. If the market had gone no where, I would invest 18.000 DKK and keep 2000 DKK in my cash cushion in order to be in 90 % equities, and 10 % cash.

This month I had to throw more than 10 % of what I have saved in order to keep my 10 % cash allocation. I managed to save about 13.000 DKK, and I needed to keep about half of that it in order to hit my cash allocation. I just think it would be absurd to keep 6.500 DKK in cash, but still be investing 19.500 DKK with the majority of the invested money being leverage.

I have only leveraged 100 % with the money that I did transfer to my investment account. Which was about 7.500 DKK. And that’s why my leverage is less than 100 % this month.

If I can keep my leverage at about 40 % or less, my rate of the loan will then only be about 1 %. If I’m between 40-60 % leveraged, I will pay 2 % in annual fees. And if I move above 60 % I will pay 7 %.

OUCH! I have no intention to do that.

My January Challenge

I tried to start 2019 with a little challenge.

A challenge where I tried to spend less than 1000 $ dollars for a month. And I failed. But what ended up as an average month (with about 60 % savings rate). Could have been quiet catastrophic I hadn’t had a laser focus on how I spent my money.

CPH FIRE MEETUP

I have finally got everything in order for the FIRE Meetup in Copenhagen.

It will take place in my rowing club (Roforeningen KVIK) the 8/3/2019 at 6 PM. Everybody is welcome so feel free to join.

The concept is that there will be a pizza waiting for you at 6 PM for the price of 100 DKK. I know, a pizza doesn’t cost 100 DKK, but the remaining money will be donated to The Ocean Cleanup. It was a demand from my rowing club that I needed to raise some money for charity, if I should borrow the club for free.

So MobilePay me 100 DKK to 25400183 if you would like to attend the meetup.

There will be some keynote people at the event.

Jacob Lund Fisker from earlyretirementextreme.com is going to be there. He is quite famous in this community. He is visiting some family in Denmark, and I convinced him to swing by our little meetup.

Then we have Pernille Wahlgren. She is not a typical FIRE lady. But she has made herself financial independent in relative young age, by investing in stocks. She is also getting quiet famous at the moment. With her “live & think freely” concept. Which I like. She runs the page PernilleWahlgren.Dk

And we will also have Sanne Fehmerling Kristiansen. Who runs the site passivindkomst.nu. Her concept is trying to make her whole family financial independent through passive investments.

I know all of these people from documentary made about FIRE from Danmarks Radio. It was called “Stå Af Hamsterhjulet” (Quit the Rat Race). And is definitely worth to watch.

Blog Posts This Month

Challenge: Live Below 1000 $

1# Update: Sub 1000 $

2# Update: Sub 1000 $

3# and Final Update: Sub 1000 $

Want Become a Sponsor for 1 $?

I’m still trying to see if I can make any money out of this blog.

It is not going so well at this stage.

That’s why I have dedicated an entire page to blog sponsors. And you can become the first one for just a single dollar!

Take a look at the page HERE and see all of the awesome benefits you will get!

3# and Final Update: Sub 1000 $

As everything else will pass.

So has January.

Read about the challenge here.

And read about the 1# here

And the 2# update here.

And it is time to reveal if I have accomplished my challenge to live below 1000 $ for one month.

And you know what?

I failed.

I didn’t accomplish to spent less than 1000 $. I managed to spent WAY more than a 1000 $ to be honest.

My Spending

I’m sad that I didn’t manage to complete the challenge. But what I spent my money on was worth it.

My mom turned 60 years old this month. And because of that we made her a surprise party lasting almost a whole day. We started out with surprising her at home, where we maked a potluck brunch, I broad super delicious (but expensive) bread from a baker called Meyers. From my mom’s apartment, we all biked to my rowing club where we had champagne in the sauna, and went swimming in the harbour. My mom and her boyfriend has this tradition where they invite each other out on a traditional danish lunch (smørrebrød). So this time the whole family went out for lunch. From there we visited my cousins old workplace (she is a pastry chef). Bought some cake, and went home for cake coffee and rum. All in all, it was a LOVELY day. I wish my 60 year old birthday will be similar to hers.

But I managed to spent a pretty sum of money on that event.

  • 170 DKK (28 $) on bread for the brunch.
  • 430 DKK (70 $) on the lunch
  • 600 DKK (90 $) on a gift for my mom

1200 DKK (200 $) in total.

I was a lot of money. But it didn’t bother me to spent it. It was a really great day. And it is not to often I spoil my dear mom. She deserved every single spending on that day.

Father+Son Weekend

One day my dad invited me to go Statens Museum for Kunst. I can’t remember the name of the artist. But she had a made three pears out of bricks.

We walked out of there super disappointed. And agreed to visit Fjordenhus in Vejle a couple of weeks afterwards. It is a super awesome building designed Olaf Eliasson. A danish-icelandic artist. Magnificent building. He is bending the laws of how a brick house should look like.

My dad picked me up at the European Indoor Championships. Where I was a part of the four person relay team, and we ended up with a silver medal. I really love that rowing club. It is like a second family to me.

Directly from podium and out in the car we drove away. I didn’t have time to change, because we had to reach a ferry from Odden to Århus. And it was the very last one. So no time to miss it.

We had a sleepover at my highly loved aunt in Brabrand. Where I always get spoiled. And so did my dad all along that weekend. And I couldn’t stand the thought just to get spoiled all weekend, without spoiling them. Sunday we went out for a lunch, at a lovely place in the woods. That ended up costing me 835 DKK (130 $) for us three.

But the money was well spent. The food was lovely (Stjerneskud). And the vibes were even better.

Summing It Up

  • 1200 DKK (200 $) at my moms birthday
  • 835 DKK (130$) Father/Son weekend
  • 767 DKK (120$) Food and eating out
  • 128 DKK (20$) Cinema with my ex
  • 50 DKK (8 $) New sheet for my bed (Woke up with a huge hole in it)

In total: 2852 DKK (450 $)

And if we look at the last update. I had 640 DKK (100 $) left for this month.

640 DKK – 2852 DKK = – 2212 DKK (380 $)

So I managed to spent 1380 $ this month.

Which is like 40 % above my target of 1000 $.

What ended up like an average month for me, could have been a really bad one (according to my savings rate) if I have been more sluggish about my spending. I have learned that I can live 20 days on way less that I normal would without sacrificing my happiness. But I would have loved to start this new year spending less, because then I would be closer to have 20 times annual spending saved up.

But if we subtract my mom’s birthday and the weekend with my dad, I would be quiet close to the 1000 $ goal. I do not think it will be a difficult goal for me in the future.

I will proceed to try to live on way less than I do now.

2# Update: Sub 1000 $

22 days has now passed.

Read about the challenge here.

And read about the 1# update here.

And things are going good.

Sort of.

I did manage to spent a big chunk of my “fuck up money”. And boy, was it a fuck up.

Have you ever heard of couchsurfing.com?

It is a site where you borrow peoples couch when you are travelling. Or you can lend your own couch to a person who needs a place to stay while traveling. For free.

Awesome page!

I thought it was a super good idea to sign up on that page. By doing so I could have some fun company in my apartment, and helping out travelling people. And maybe I could couchsurf when I’m going to travel, to save some money, and meet some local people.

Here comes my fuck up. 

There was different ways on how you can validate yourself.

One of them was doing it by credit card.

Smart, I thought.

But after a couple of hours a receipt arrived in my mail box, congratulated me on my lifetime of verification for 420 DKK (60 $).

God, I felt stupid.

Spending almost a month worth of food on personal verification. No no, can’t do. Not for me.

So I have asked for a refund. 

My Spending

I don’t feel any change in my mood. Even when I spent less than last month. My theory of spending less, and still being happy is proving to be right at this moment.

I managed to spent 475 DKK ( 70 $) since my last update.

Which is quiet alot.

175 DKK (30 $) were spend on food.

And 300 DKK (50 $) were spent on “Fuck ups”

My Spending On Food

Nothing has changed much according to what I’m eating at home.

It is still beans, rice, onions, cheddar, salsa and brocolli.

And I still think it is freaking delicious. I have a mexican thing at the moment.

What I have bought is this:

  • Beans
  • Onions
  • Cheddar
  • Salsa
  • Brocolli
  • Wine

I bought two bottle of wines for me and some friends. To me a happiness equation look something like this:

Friends + (some) bottle of wine(s) = Happiness

It is one of my favourite things to do.

My Spending On Fuck Ups

I went out to eat two times since last update.

One time was with many of my old rowing friends from the national team. We visited one of the guys from the team.

He lives at a dorm where there are +400 students living. And they have a kitchen cooking for them, morning, lunch and dinner.

It is so insanely luxurious, I can’t imagine how painful it must be to move from there.

But we are able to buy a dinner there for 50 DKK (8 $). We had spaghetti carbonara which might be one of my favourite dishes. It is really hard to fuck up pasta, cream and cheese. That combi is god like.

The second time I was eating out, was with a near friend from my rowing club, we really enjoy eating a kebab after a hard rowing session.

We have this awesome place called Durum Bar. It is the best freaking kebab in whole Copenhagen. Big shout out to them!

I eat there way too often.

That dinner ended costing me 50 DKK (8 $) as well.

I also bought a gadget worth 200 DKK ( 35 $ ). Unfortunately I can’t tell you what the gadget is. Sorry for that.

All in all.

Eating out.

2 x 50 DKK (8 $) = 100 (16 $)

Stupid gadget

200 DKK (50 $)

What I Have Left

In the first update I managed to spent 148 DKK (25 $).

And in this update I managed to spent 452 DKK (85 $)

That leaves us with a total of:

452 DKK + 148 DKK = 560 DKK (90 $)

My food and fuck up budget was set to 1200 DKK (200 $)

So that leaves me with 640 DKK (100 $) left for this month

1 $ Sponsor?

If you have a site or a product (or you just want to say hello) I’m willing to offer the first blog sponsor for 1 $. The next one will cost 2 $, and so on.

You will get 50 words + a link for your site. At the bottom of a blog post.

Besides that!

I will make a site called “Sponsors” where your link will be FOREVER!

Wow. That is a huge offer.

Imagine if this blog got really popular, and you were the very first one to become a sponsor. That would be pretty awesome!

Write me at Loui@Wannabewalden.com if you would like to buy the first slot.