Imagine that you stand in the alley on the picture above.
There are some rubber boots on sale. I know your entire family has at least one pair of rubber boots. But hey! They are on sale.
There is the müsli your spouse love.
And it is friday, so you have to pick up some candy for the kids two.
While we are at the candy alley, lets just buy something nice for the adults too.
Let’s Scale Things Up
What if we replaced the rubber boots with an annual 4 week exotic vacation.
And the müsli is now a new car that your spouse loves so much (bought on credit)
And remember the candy? That is just some nice miscellaneous shopping. That can be the seventh pair of sneakers. Or the third “spring” jacket.
The Product We Don’t See
There is another product on the shelves that most of us don’t put in the basket.
We all want it.
It is the big box of FREEDOM.
The thing is that whenever we don’t pick something from the shelves. We automatically pick the big box that has the big FREEDOM letters across it.
Whenever we don’t pick a 20 $ product, we can reach for the “12 HOURS OF FREEDOM” box. (depending on how frugal you are)
Don’t Sweat the Small Stuff
How to get most bang for the buck is by focusing on these three things:
Don’t try to be nitty gritty about a small purchase if you drive around in a almost new car bought on credit.
Minimize the cost on those three bullet points, and you are already 80 % of the way to become financial independent, and do whatever you like.